Being proactive when it comes to storm damage means knowing the signs and the things to do when such an urgent issue concerning your home arises. Unfortunately, many homeowners still subscribe to certain beliefs that have since been debunked by residential roofing experts.
Myth 1: No Signs of Damage Upon Initial Inspection Means You’re OK
One of the most crucial steps when dealing with storm damage is performing a visual inspection of the home’s exterior as soon as the storm has passed. Many homeowners, however, are quick to dismiss that their roofs aren’t damaged because they’re still intact. What they fail to realize is that their roofs could have a small puncture, dent, crack or minor damage that could grow worse if not addressed right away. Reaching out to a local roofer for an inspection is imperative regardless of the roof’s appearance following a storm.
Myth 2: All Storm Damage Is Covered by Roofing Warranties
Many homeowners with brand new roofing systems hold onto the belief that their warranties will cover any sign of storm damage. This isn’t necessarily true because even with numerous improvements in coverage, a roofing warranty can still be rendered void if storm damage is left unchecked and undocumented.
Myth 3: Not Filing a Claim Won’t Raise Rates
Whether or not you file a claim for storm damage, your insurer may still increase your home insurance rates following a storm. If you’ve filed claims in the past, been living in a property with a history of claims or live in an area that experiences severe weather, there’s a greater likelihood that your premium will go up. So, even if the roof only suffered minor damage, it is always a smart move to pursue claims with your insurer. If done promptly, your roof and the rest of your home will be restored sooner.
At the first sight of storm damage, be sure to contact an expert roofer like iRestore Stl. We’ll perform a thorough inspection to determine if you need a complete roof replacement or simple roof repairs. Call (618) 593-9203, or fill out our contact form to get started. We serve homeowners in Edwardsville, IL, and the surrounding communities.